How Bad Credit Affects Your Interest Rate When Buying a New Car If your credit score isn’t where you’d like it to be, you’re not alone — and you’re not out of options. Lenders use your credit history to estimate risk, and that risk assessment directly shapes the annual percentage rate (APR) you’re offered on…
Shop Current Lease Specials Contact Us If you’re leasing a vehicle, it’s crucial to return it at the end of your lease term in a condition as close to the original as possible. After your lease ends, part of the return process involves a service technician conducting a thorough inspection to check for any damage…
Can I Trade My Car for a Cheaper Car? If you’re looking to lower your monthly expenses, reduce your debt-to-income ratio, or simply find a vehicle that better fits your current lifestyle, you might be wondering: “Can I trade my car for a cheaper car?” The short answer is yes! At Spitzer GMC DuBois, we frequently help…
Shop New Vehicles Shop Used VehiclesMonthly Specials Have you been looking around St. Marys to value your trade with your old car? Suddenly, you’re told the vehicle no longer retains the same value, and you owe an upside-down car loan. An upside-down car loan means the amount you still have to pay back is higher…
Shop New Vehicles Shop Used Vehicles We Finance Everyone’s Credit Scores At Spitzer GMC DuBois, we want everyone to experience the joy of owning a car, regardless of their credit history. Our finance team is here to assist folks with bad or no credit to get into the vehicle they want, whether you’re leasing or financing….
Finance CenterContact Us Leasing a vehicle isn’t what it used to be. Many people hesitate to consider a lease when car shopping, but it makes more sense in many cases. Let’s take a look. Lower Monthly Payments Leasing typically has lower monthly payments than buying a car outright. You can drive a nicer,…
Finance CenterContact Us Whether you’re nearing the end of your contract or returning a leased car early, you’ll find that the return process at Spitzer GMC DuBois is quick and easy. We’re here to walk you through every step of returning a leased car so you can accomplish everything with zero stress. Stop by the…
Shop New Vehicles Contact Us Leasing a vehicle can be complex, and shoppers often have many questions before committing to a lease agreement. Here are 15 commonly asked questions about leasing a car. What is the difference between leasing and buying a car? Leasing involves paying to use a vehicle for a…
Shop New Vehicles Contact Us Car leasing can be an excellent option for those who want to avoid the long-term commitment of owning a vehicle. Before jumping into a lease agreement, it’s essential to understand the key terms and concepts involved. Here are ten simple car leasing terms. Residual value: The car’s…
Finance CenterContact Us Our team is happy to help you navigate the often confusing waters of lease returns. While several components of the process, such as the vehicle inspection, can seem daunting, rest assured we’ll walk you through everything you need to know. Whether you leased your vehicle from us or not, we…
